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Major CGT changes are coming from 1 July 2027. We look at how the return of indexation could affect investors and the tax they pay.
Good estate planning is about more than legal documents. Open communication and clear expectations can help reduce confusion, prevent disputes and maintain family harmony.
Many retirees have spent decades learning to save, only to find spending in retirement surprisingly difficult. “Fear of Running Out” (FORO) can hold people back from confidently enjoying the lifestyle they’ve worked hard to build.
An aged care assessment is an opportunity to explain what life actually looks like at home. What Mum can still comfortably do herself. What Dad is struggling with. What the family is already doing behind the scenes. And, importantly, which of those arrangements are becoming difficult to sustain.
The Federal Government's proposed changes to the private health insurance rebate have attracted considerable attention. In their current form, the changes would remove the additional age-based rebates received by eligible Australians aged 65 and over, bringing their rebate into line with younger Australians on the same income.
Compound interest is one of the most powerful forces in investing, allowing returns to generate additional returns over time. While often overlooked in a world focused on short-term market movements, understanding and harnessing the power of compounding can play a crucial role in building long-term wealth.
Direct shares and managed funds each have a place in a well-constructed portfolio. The right approach depends on your goals, experience, and desired level of involvement. Understanding the strengths of both can help you create an investment strategy that aligns with your objectives.
Building a successful business requires more than hard work. The most successful entrepreneurs focus on leadership, systems, and long-term thinking to create businesses that generate lasting value and future opportunities.
Interest rate changes can affect retirees in several ways, from deposit income and loan repayments to bond values, investment markets and the sustainability of retirement withdrawals. This article explains why rate movements are not simply good or bad, and outlines the key areas retirees may wish to review to ensure their retirement plan remains appropriate through changing market conditions.
Australia’s new superannuation tax rules from 2026–27 may affect individuals with total super balances above $3 million, with an additional tier applying above $10 million. This article explains who may be impacted, how the additional tax works, why SMSFs may need closer attention, and why affected members should seek tailored advice before making any changes to their super or broader retirement strategy.
Why some investors are taking a fresh look at investment bonds in today's tax environment
The Australian investment landscape has become increasingly complex. Changes to superannuation taxation, evolving capital gains tax rules, trust reporting requirements and higher marginal tax rates mean many investors are placing greater emphasis on tax efficiency than ever before.
While children can inherit superannuation, the tax outcome can differ significantly depending on whether they are considered tax dependants. Spouses and financially dependent children generally receive death benefits tax-free, whereas financially independent adult children may pay tax on the taxable component of the benefit. Understanding these rules can help families make more informed estate planning decisions.
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