News
We are pleased to share some news which came to a surprise for us at Phillips Wealth Partners as it has been a fast a furious start to the year.
Compound interest is one of the most powerful forces in investing, allowing returns to generate additional returns over time. While often overlooked in a world focused on short-term market movements, understanding and harnessing the power of compounding can play a crucial role in building long-term wealth.
Direct shares and managed funds each have a place in a well-constructed portfolio. The right approach depends on your goals, experience, and desired level of involvement. Understanding the strengths of both can help you create an investment strategy that aligns with your objectives.
Building a successful business requires more than hard work. The most successful entrepreneurs focus on leadership, systems, and long-term thinking to create businesses that generate lasting value and future opportunities.
Interest rate changes can affect retirees in several ways, from deposit income and loan repayments to bond values, investment markets and the sustainability of retirement withdrawals. This article explains why rate movements are not simply good or bad, and outlines the key areas retirees may wish to review to ensure their retirement plan remains appropriate through changing market conditions.
Australia’s new superannuation tax rules from 2026–27 may affect individuals with total super balances above $3 million, with an additional tier applying above $10 million. This article explains who may be impacted, how the additional tax works, why SMSFs may need closer attention, and why affected members should seek tailored advice before making any changes to their super or broader retirement strategy.
Why some investors are taking a fresh look at investment bonds in today's tax environment
The Australian investment landscape has become increasingly complex. Changes to superannuation taxation, evolving capital gains tax rules, trust reporting requirements and higher marginal tax rates mean many investors are placing greater emphasis on tax efficiency than ever before.
While children can inherit superannuation, the tax outcome can differ significantly depending on whether they are considered tax dependants. Spouses and financially dependent children generally receive death benefits tax-free, whereas financially independent adult children may pay tax on the taxable component of the benefit. Understanding these rules can help families make more informed estate planning decisions.
Today, retirement is lasting much longer, markets are more volatile, and most Australians are responsible for turning their own savings into an income. Because of that, the key question has shifted.
The ACT RVRA Educational Forum (13 May 2026) provided retirees with practical guidance on moving into a retirement village, focusing on financial planning, costs, and lifestyle considerations. The session emphasised understanding fees, managing cash flow, and seeking professional advice to make informed decisions.
We are sharing two important updates with our community as part of our ongoing growth: a move to a new office and a period of team transition, as we farewell a valued colleague and welcome new team members.
A reflection on how the growing strain on health and aged care systems is being felt firsthand by families, often in moments of crisis that are more complex than media coverage suggests.
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