News
Interest rate changes can affect retirees in several ways, from deposit income and loan repayments to bond values, investment markets and the sustainability of retirement withdrawals. This article explains why rate movements are not simply good or bad, and outlines the key areas retirees may wish to review to ensure their retirement plan remains appropriate through changing market conditions.
Australia’s new superannuation tax rules from 2026–27 may affect individuals with total super balances above $3 million, with an additional tier applying above $10 million. This article explains who may be impacted, how the additional tax works, why SMSFs may need closer attention, and why affected members should seek tailored advice before making any changes to their super or broader retirement strategy.
Why some investors are taking a fresh look at investment bonds in today's tax environment
The Australian investment landscape has become increasingly complex. Changes to superannuation taxation, evolving capital gains tax rules, trust reporting requirements and higher marginal tax rates mean many investors are placing greater emphasis on tax efficiency than ever before.
While children can inherit superannuation, the tax outcome can differ significantly depending on whether they are considered tax dependants. Spouses and financially dependent children generally receive death benefits tax-free, whereas financially independent adult children may pay tax on the taxable component of the benefit. Understanding these rules can help families make more informed estate planning decisions.
Today, retirement is lasting much longer, markets are more volatile, and most Australians are responsible for turning their own savings into an income. Because of that, the key question has shifted.
The ACT RVRA Educational Forum (13 May 2026) provided retirees with practical guidance on moving into a retirement village, focusing on financial planning, costs, and lifestyle considerations. The session emphasised understanding fees, managing cash flow, and seeking professional advice to make informed decisions.
We are sharing two important updates with our community as part of our ongoing growth: a move to a new office and a period of team transition, as we farewell a valued colleague and welcome new team members.
A reflection on how the growing strain on health and aged care systems is being felt firsthand by families, often in moments of crisis that are more complex than media coverage suggests.
Market volatility is a normal part of investing, and revisiting long‑standing principles such as dollar cost averaging can help support steady, long‑term decision making during uncertain periods.
A professional experienced in aged care reflects on the often unspoken grief adult children feel as their parents age, discovering through conversation with a grief counsellor that these complex emotions are both common and deeply human.
This article explains what is happening, why it feels unsettling, and most importantly, what it means for your long‑term financial plan.
Superannuation is typically held within a trust structure. This means that, on death, it is the trustee of the superannuation fund, not your executor, who controls how your superannuation death benefit is paid.
Results per page