News
The ACT RVRA Educational Forum (13 May 2026) provided retirees with practical guidance on moving into a retirement village, focusing on financial planning, costs, and lifestyle considerations. The session emphasised understanding fees, managing cash flow, and seeking professional advice to make informed decisions.
We are sharing two important updates with our community as part of our ongoing growth: a move to a new office and a period of team transition, as we farewell a valued colleague and welcome new team members.
A reflection on how the growing strain on health and aged care systems is being felt firsthand by families, often in moments of crisis that are more complex than media coverage suggests.
Market volatility is a normal part of investing, and revisiting long‑standing principles such as dollar cost averaging can help support steady, long‑term decision making during uncertain periods.
A professional experienced in aged care reflects on the often unspoken grief adult children feel as their parents age, discovering through conversation with a grief counsellor that these complex emotions are both common and deeply human.
This article explains what is happening, why it feels unsettling, and most importantly, what it means for your long‑term financial plan.
Superannuation is typically held within a trust structure. This means that, on death, it is the trustee of the superannuation fund, not your executor, who controls how your superannuation death benefit is paid.
Many of our clients reach a point where giving back becomes more than an occasional donation. It becomes part of how they define legacy, family values, and the kind of community they want to live in. In an environment marked by economic uncertainty, social inequality, and growing demand on community services, these reflections feel more pressing than ever.
Testamentary trusts aren’t a one‑size‑fits‑all solution. They involve costs, administration, and ongoing governance. They also need to fit within your broader estate plan, including superannuation, insurance, and existing trust structures. Like most good strategies, they work best when they’re thoughtfully designed.
For business owners, a family discretionary trust is already a familiar structure. Many businesses are operated through trusts for asset protection, income distribution, and succession planning.
Increasingly, these trusts are also being used as a long‑term wealth accumulation vehicle once super limits are reached.
The March 2026 Age Pension indexation cycle has left many retirees feeling underwhelmed. Thousands of older Australians—particularly part pensioners—received a smaller than expected increase at a time when essential household costs remain stubbornly high.
The commentary that follows draws on a macroeconomic view of the current environment. It is shared to give you a sense of the backdrop in which households, businesses and investors are operating.